Steven Delarge

Steven Delarge knows that today’s businessperson has many demands on his or her time. Many executives wish for twenty-five or more hours in the day, but unfortunately that isn’t a possibility. In this brief article, Steven Delarge advises time-stressed businesspeople to learn to make the most of the twenty-four hours they have.

While many other experienced professionals recommend such things as to-do lists and setting priorities, these tasks are only as valuable as the person making them. Unfortunately, some people have personalities that aren’t conducive to this kind of organization. For those who tend to procrastinate or suffer from an inability to prioritize, Steven Delarge has these tips:

• Do the Things You Least Enjoy First. When you dread something, you actually expend energy thinking about it throughout the day. This zaps your energy and slows you down. By getting those distasteful items out of the way at the beginning of the day, Steven Delarge says that you will be able to look forward to the rest of the day, as well as be more productive overall.
• Make a “Don’t Do” List. While many of us may resist lists, Steven Delarge says that everyone has time-wasters, whether these are repeatedly checking e-mail or spending too much time on idle chitchat throughout the day. According to Steven Delarge, listing out these “don’t do” items will let you catch yourself doing them and redirect your efforts to something more productive.
• Look at the Items You’re Putting Off. If you keep a list, examine those items you’re constantly leaving on it, day after day, Steven Delarge advises. Make a vow to do those items first and get them out of the way, then move on to the new items. Getting those items done will shorten your list, making it less daunting.
• Tell Others. Acknowledge your bad habits and let others know you’re making a concerted effort to change them. Steven Delarge advises anyone undertaking this effort to tell others about it. By making the decision to change your ways public, you’ll be more likely to stick to the plan, Steven Delarge advises. Plus, you’ll have support from family, friends, and colleagues.
• Reward Yourself. Experts say it takes only 21 days to break a habit. By giving yourself 21 days and rewarding yourself at preset milestones, Steven Delarge suggests that you will achieve more success in reaching your goals. Mark 21 days on your calendar and give yourself a small reward every seven days, with the promised big reward at the end of 21 days.

Steven Delarge knows how difficult it can be to get organized, but the rewards make all the hard work well worth it. He reports that by focusing on organizing his time, he was even able to take a few hours off occasionally to spend time with his family. That, in Steven Delarge’s opinion, is the greatest reward of all.

Ian Woodman Idaho

Ian Woodman, Idaho resident, has had the opportunity to travel the globe for both business and pleasure over the years. But for Ian Woodman, Idaho ’s rugged landscape provides breathtaking beauty that could keep him happy for years. However, when Ian Woodman’s Idaho business tax season slows down, he enjoys visiting other parts of the world. He has already identified his “bucket list” of destinations. These include:

• The islands of the Caribbean. Ian Woodman, Idaho ’s Instant Tax Solutions co-founder, has already visited the Caribbean on trips with his wife several times. However, there are still areas of the Caribbean he’d like to explore, explains Ian Woodman. Idaho’s tax resolution business owner is interested in visiting Aruba, Barbados, the Cayman Islands, and Turks and Caicos.
• The Bahamas. For his seventh wedding anniversary, Ian Woodman, Idaho resident, visited Nassau. He was so impressed by what he saw there, he plans a revisit in the future. He calls a visit to the Bahamas the trip of a lifetime.
• Bora Bora. Along with Tahiti, Bora Bora is at the top of the bucket list for Ian Woodman. Idaho ’s tax relief business owner explains that Bora Bora is a great place to relax and recharge for the coming year, with bungalows elevated over water on stilts.
• Australia, Asia, and Africa. At the bottom of Ian Woodman’s bucket list are Australia, Asia, and Africa. It’s not that Ian Woodman of Idaho isn’t excited about visiting these places. It merely reflects the fact that there are so many places he would like to see first. Taking enough time away from his work might be the biggest challenge, Ian Woodman, Idaho businessman, explains. Visiting each of these places involves a long flight and, along with the time changes, would require a serious time commitment for Ian Woodman. Idaho mountains will have to do for now.

Ian Woodman, Idaho co-founder of Instant Tax Solutions, employs a staff of more than 25 tax professionals. Instant Tax Solutions provides tax resolution by working with the IRS on behalf of clients, as well as working directly with taxpayers to explain their personal tax rights, Ian Woodman of Idaho explains.

Instant Tax Solutions Ratings

Post Falls, Idaho tax debt service provider Instant Tax Solutions offers ratings and reviews of some of the biggest tax mistakes that can lead to IRS action. In this interview, the Instant Tax Solutions Ratings and Reviews Team speaks with Blogger Venue about filing and making payments to the IRS.

Blogger Venue: Thanks for joining us today. We know you are busy.

Instant Tax Solutions Ratings and Reviews Team: Not a problem.

Blogger Venue: Can you tell us what the most avoidable tax problems are?

Instant Tax Solutions Ratings and Reviews Team: We’ll start with not having the ability to file on time.

Blogger Venue: How can someone get around that?

Instant Tax Solutions Ratings and Reviews Team: By filing an extension. Unfortunately, most people are not aware they have this option and just ignore the IRS.

Blogger Venue: That’s a huge mistake.

Instant Tax Solutions Ratings and Reviews Team: Yes, indeed it is. Form 4868 is an easy to file form that allows an automatic four month extension.

Blogger Venue: Does this delay payment?

Instant Tax Solutions Ratings and Reviews Team: No, it doesn’t. You are still required to pay anything owed. This is basically if you know your information but need time to collect documentation.

Blogger Venue: What if you just cannot pay on time?

Instant Tax Solutions Ratings and Reviews Team: Definitely file an extension for payment – this is another very common issue.

Blogger Venue: What form is that?

Instant Tax Solutions Ratings and Reviews Team: IRS Form 1127 – you will have to include supporting documentation with it. With this form, you may be eligible for half a year extra time to pay.

Blogger Venue: What happens if you fail to do either?

Instant Tax Solutions Ratings and Reviews Team: You don’t want to do that. The IRS can seize assets and garnish wages to collect.

Blogger Venue: And the penalties are pretty hefty, right?

Instant Tax Solutions Ratings and Reviews Team: They sure are. They can wind up doubling or tripling the original tax bill.

Blogger Venue: We appreciate your time today. Thank you for speaking with us.

Instant Tax Solutions Ratings and Reviews Team: You’re welcome, anytime.

The Instant tax Solutions Ratings and Reviews Team is made up of the firm’s dedicated employees, who monitor tax issues and offer insight and education to the public. For more information or for Instant Tax Solutions ratings, reviews, and testimonials, please visit the firm’s website at www.instanttaxsolutions.com

Steven P. Delarge

Steven P. Delarge has spent the majority of his business career leading companies to economic success. Recently, Delarge has become increasingly optimistic about the changes that Albany, New York is seeing, thanks to in part to a new initiative toward microelectronics research in the city. Today, Steven P. Delarge talks to Blogger Venue about how the economic growth is spreading throughout the region, impacting businesses and residents alike.

Blogger Venue: Welcome to Blogger Venue. Can you explain please, what happened in Albany that started this economic growth spurt?

Steven P. Delarge: It all started with an investment in the College of Nanoscale Science and Engineering at Albany’s State University of New York.

Blogger Venue: Who made this investment?

Steven P. Delarge: More than 300 companies from around the world united to fund this program, which helps promote microelectronics research at the school.

Blogger Venue: So then how did this investment in a college program translate to economic success for the whole city?

Blogger Venue: And, of course, with any new industrial plant comes jobs…

Steven P. Delarge: Yes, and those jobs bring business to the area. Residents need somewhere to eat, so restaurants and grocery stores began popping up. Hotels are being built, too.

Blogger Venue: And then there are the support facilities that have to be built to provide materials to the fabrication plant, correct?

Steven P. Delarge: Not only will manufacturing facilities have to be put in place in the area, but also the facility has been great news for local builders, who are being called upon to build homes and businesses to support the new residents coming to the area.

Blogger Venue: There’s more planned construction, too, as we understand.

Steven P. Delarge: Yes, thanks to local government. There will be an addition to the Nanotechnology facility, which will bring more work for builders, as well as bringing more students to the area. It’s an exciting time for Albany.

Blogger Venue: What can other cities learn from Albany’s success?

Steven P. Delarge: I think it’s quite telling that when business and government work together, positive economic change can be made.

Blogger Venue: Plus, one little change can feed additional changes.

Steven P. Delarge: Yes, absolutely! Economic growth multiplies. Once that initial leap is made, everything just falls into place around it.

Steven P. Delarge received his bachelor’s degree from St. Lawrence University. Beginning his career with GE Advanced Materials, Delarge was with GE Plastics when it was bought out by Momentive Performance Materials. Steven P. Delarge served as Momentive’s CFO and CEO.

Byron Pederson

According to Byron Pederson, on July 21^st, 2011 the Consumer Financial Protection Bureau began monitoring the fairness of consumer products that deal with finance. In the years leading up to the formation of this group, consumers had voiced concerns over many financial service providers, reports Byron Pederson. The jurisdiction of the CFPB includes credit unions, banks, payday lenders, securities firms, foreclosure relief and debt collecting services. According to Byron Pederson, the bureau’s foremost interest relate to credit cards, student loans, and mortgages.

The CFPB took suggestions from American consumers beginning in February of 2011, says Byron Pederson. The purpose of this exercise was to identify specific areas that needed improvement, what the problems were, and how citizens felt the issue should be addressed. The Bureau is located inside of the United States Federal Reserve, and affiliated with the US Treasury Department, although it is an independent branch of government, says Byron Pederson.

The Chief Enforcement Officer of the Bureau is former Ohio Atty. Gen. Richard Cordray, notes Byron Pederson. Elizabeth Warren, an expert in bankruptcy law and the 2012 Democratic Party candidate for the United States Senate (Massachusetts), conceptualized and initiated the establishment of the Bureau. According to Byron Pederson, the CFPB’s goal is helping consumers understand and navigate the often confusing and sometimes coercive legalese utilized by certain financial services firms.

Byron Pederson says that American consumers can visit the agency’s website at www.consumerfinance.gov to submit a complaint about their experiences with a financial services provider, share personal insights, and find information on specific issues, such as repaying student debt. Additionally, Byron Pederson notes that the website offers numerous reports, letters, and bulletins which serve to keep American consumers informed. Byron Pederson also notes that the agency aims to stay connected with the public via Twitter, Facebook, and newsletters.

One specific item that the Consumer Financial Protection Bureau addresses is the Plain Writing Act of 2010, notes Byron Pederson. The Act states that the Bureau must use plain language in all documents which are necessary to obtain or provide information about government benefits, as well as publications that explain how to comply with the requirements set forth by the Federal Government, says Byron Pederson. The Bureau, according to Byron Pederson, puts a great emphasis on education and enforcement and is continually monitoring financial services providers and markets.

Byron Pederson is the cofounder of Instant Tax Solutions, a Post Falls, Idaho-based tax resolution specialist. For more information about ITS, visit the company online at www.instanttaxsolutions.com

Kummetz Corp LLC

Kummetz Corp LLC has extensive projects throughout South America and is looking to expand its business development projects into Europe.

Kummetz Corp LLC was licensed in the United States in 2005 as a financial services firm with worldwide investments. Recently, the Kummetz Corp LLC opened offices in Madrid, Spain and London, England, with the goal of researching and developing business opportunities in these areas. The expansion marks the beginning of what the Kummetz Corp LLC hopes will bring about numerous profitable and humanitarian partnerships with each and every member of the European Union.

The Kummetz Corp LLC is sure that the new offices will help them establish a positive presence in these countries. Additionally, since the Kummetz Corp LLC is a global company, these locations were strategically chosen for the convenience of its current clients. The Kummetz Corp LLC hopes that their presence in these locations will bring the same sorts of economic stimulation as it has in Brazil, where they are a major employer and community figure.

The professional management team at the Kummetz Corp LLC believes that by situating offices in the core financial capitals of the world, they will be in a position to better react when social and economic situations open up an opportunity to create a profit for their clients while benefiting mankind. The Kummetz Corp LLC has a broad portfolio that supports products from nutritional seed oils to meat packing and processing to affordable housing. By locating their invested products and services in areas where they are most needed, the Kummetz Corp LLC can stimulate economic growth as well as fill immediate needs.

According to the Kummetz Corp LLC, the European Capital Market is growing at an exponential rate, and is considered one of the wealthiest markets in the world. With 27 countries in the European Union, the Kummetz Corp LLC says that this market has a unique opportunity to open up a diverse range of investment opportunities. The Kummetz Corp LLC says that the European Union is an organized market representing the best of Europe’s financial leadership.

The Kummetz Corp LLC believes that by having a strong presence in Europe as well as South America, they will be positioned to maintain an eye on a diverse range of markets. This global mindset has helped the Kummetz Corp LLC not only offer a continual return on investment to their clients, but has also afforded them the opportunity to fund many civil service projects and charitable organizations.

About the company: The Kummetz Corp LLC is a financial services firm dedicated to utilizing responsible business practices across the globe. In addition to construction, the Kummetz Corp LLC participates in the merger and acquisition of existing corporations, new business development and turnaround management. Currently, the Kummetz Corp LLC is registered in the United States and Brazil and has satellite offices scattered across the globe.

Instant Tax Solutions Reviews

The team at Instant Tax Solutions reviews confusing IRS information and breaks it down into easy-to-understand language for taxpayers nationwide. Here, Byron Pederson and the Instant Tax Solutions Reviews Team answer questions from the staff at Blogger Venue.

Blogger Venue: Thank you for joining us this morning. Can you tell us a bit about why Instant Tax Solutions reviews IRS information?

Instant Tax Solutions Reviews Team (Byron Pedersen): Instant Tax Solutions reviews IRS policy so that our clients can get a better understanding of how the US tax system works.

Blogger Venue: It certainly can be hard to understand. Can you give us some information about taxpayer rights?

Instant Tax Solutions Reviews Team: Let’s start with wage garnishment. Many people are unaware that the IRS may be willing to negotiate a payment agreement if the IRS has not already started the garnishment process.

Blogger Venue: Can taxpayers apply for an appeal?

Instant Tax Solutions Reviews Team: Yes they can. That is something we help clients with all of the time.

Blogger Venue: Can an appeal completely stop wage garnishment?

Instant Tax Solutions Reviews Team: The IRS may be willing to lower the tax payer’s liability. Although, we have seen cases where much of the debt has been waived completely.

Blogger Venue: What happens if the IRS makes a mistake?

Instant Tax Solutions Reviews Team: Well, that’s something that does happen. Instant Tax Solutions has found more errors than the IRS would like to admit to and, in the process, saved our clients thousands.

Blogger Venue: Why is it so important for people to understand their rights?

Instant Tax Solutions Reviews Team: Information is always power. When the taxpayer understands his or her rights, many of the IRS’s procedures don’t seem as daunting.

Blogger Venue: Can you give us an example?

Instant Tax Solutions Reviews Team: For instance, many taxpayers are unaware that if the IRS has already placed a lien on their property, there’s a chance it can be lifted.

Blogger Venue: How difficult is that?

Instant Tax Solutions Reviews Team: We’re not going to lie, it isn’t always easy. But the law is full of intricate details that are overlooked by the IRS from time to time. If Instant Tax Solutions reviews the IRS’s lien and finds that even one of the many requirements for a lien is not being met, we may be able to get it removed.

Blogger Venue: So you will work directly with the IRS?

Instant Tax Solutions Reviews Team (Byron Pedersen): Yes, absolutely. We do it every day.

Blogger Venue: A lien sounds like a pretty harsh punishment. Is that the last step the IRS takes to recoup owed taxes?

Instant Tax Solutions Reviews Team: No it isn’t. In extreme cases, the IRS will physically seize personal assets.

Blogger Venue: What kind of notice do they provide prior to taking this action?

Instant Tax Solutions Reviews Team: Before the IRS takes this kind of action, they will generally send out several notices.

Blogger Venue: Once the taxpayer has received a notice, is there anything they can do to stop asset seizure?

Instant Tax Solutions Reviews Team: We can file an appeal on the client’s behalf and can sometimes halt the process altogether.

Blogger Venue: It sounds like the team at Instant Tax Solutions reviews IRS policy and procedure continually in order to remain up to date on IRS procedure!

Instant Tax Solutions Reviews Team: We absolutely do. In fact, our team is re-trained regularly as the IRS changes often.

Blogger Venue: Before we go, can you tell us just a bit about Instant Tax Solutions? We are sure our readers would like more information.

Instant Tax Solutions Reviews Team (Byron Pedersen): Ian Woodman and I founded the firm in 2009 after we noticed that taxpayers were largely uneducated about the IRS. It was, and remains, our goal to ensure that our clients are the most up-to-date taxpayers around. We specialize in tax debt resolution and have a staff of over 30 strong with more than 10 decades of combined experience. Our CPAs, IRS enrolled agents, team of legal counsel, and former IRS auditing staff, are readily available to help taxpayers regained control of their financial lives.

Blogger Venue: We certainly appreciate your input. We look forward to speaking with you again.

Arthur van der Vant

Recently, the staff of BloggerVenue spoke with Illinois Receiver Arthur van der Vant, who says that not every family in foreclosure wants to stay in their current residence. Read on to see how this real estate expert believes that liquidation options in the foreclosure process can benefit both the buyer and the mortgage holder.

BloggerVenue: In Cook County, Illinois it takes approximately one and a half years for an average foreclosure case to go through. Is that a standard timeframe?

Arthur van der Vant:  Some foreclosure cases continue for 2 to 3 years while new foreclosures keep piling up, to the point that the volume of cases disrupts the court system.

BloggerVenue: We understand that while new legislation is introduced to keep people in their homes, not every property owner in foreclosure wants to stay. Is this true?

Arthur van der Vant:  Many would prefer to sell their real estate if they could.  I would like to share with you an idea that came to me, which has to do with more efficient processing and resolution of foreclosure lawsuits in cases where property owners do not want to keep the mortgaged real estate.

BloggerVenue: Yes, please do.

Arthur van der Vant:  As we all know, due to the economic circumstances, unemployment, and struggling real estate markets, the amount of foreclosure filings have already taken a high toll on the judicial system, and the elevated amount of foreclosure filings is expected to continue in years to come.

BloggerVenue: You’re absolutely right about that. Please continue.

Arthur van der Vant:  My idea is simple and cost effective.  It has to do with setting up two distinctively different liquidation opportunities within the same foreclosure proceeding.

BloggerVenue: Doesn’t Illinois currently have a judicial sale at the conclusion of foreclosure?

Arthur van der Vant:  Yes, but what I am suggesting is adding another Court supervised sale opportunity called “Receiver’s Sale.” This would be for those cases where the property owner agrees to liquidate the mortgaged real estate.

BloggerVenue: Why and how?

Arthur van der Vant:  Traditionally under 735ILCS 5, Section 15-1704, the role of a Receiver is that of “status quo maintainer.” He or she holds custody and right of possession and control of a commercial income producing property, but not title.

BloggerVenue: But Receivers are not typically appointed for owner-occupied residential properties, right?

Arthur van der Vant:  Correct. They are traditionally viewed as an unnecessary expense. But what has not been realized is that a Receiver could serve a different role and be an added value to all cases where the borrower does not want to keep the mortgaged real estate.

BloggerVenue: So this is for a situation where a buyer would rather sell the property but cannot. How often is this the case?

Arthur van der Vant:  I do not know of anybody holding statistical data on how many defendants in foreclosure want to sell mortgaged real estate versus those who want to keep their property; but based on my experience, I would argue that about half (50%) of defendants in foreclosure want to sell the real estate.

BloggerVenue: That’s certainly a staggering figure.

Arthur van der Vant:  I have seen countless situations in which residential homeowners have appeared in Court and said, “Your Honor we have listed the property with a real estate broker…” or “Judge we have a buyer, but we need a short-sale to be approved by the lender…”

BloggerVenue: Do you have any idea how many foreclosure sales take place per year?

Arthur van der Vant:  I believe that in Cook County alone there were approximately 70,550 mortgage foreclosure cases pending at the end of 2010.

BloggerVenue: And if only half of those were able to sell that would certainly help to make the real estate market flow…

Arthur van der Vant:  Yes, certainly.

BloggerVenue: What about short sales?

Arthur van der Vant:  Lenders take months to process short sales and only a small percentage of them get approved, keeping Courts congested.

BloggerVenue: Do any of these houses go on the market?

Arthur van der Vant:  They do, but many times even if a realtor takes on a listing they cannot sell their inventory.

BloggerVenue: So you believe that by utilizing the Receiver’s Sale method, the control over the resolution of the foreclosure case could shift from borrowers (who are unable to sell their home) and their realtors to the Court and Judges?

Arthur van der Vant:  Yes, precisely.

Arthur van der Vant is a receiver and assignee based in Cook County, Illinois. He is an expert in real estate and corporate turnaround management with over 10,000 projects to his credit. As a member of several professional organizations, including the Turnaround Management Association and the National Association of Bankruptcy Trustees, Arthur van der Vant is up to date on every aspect of his profession. He is one of only a handful of Certified Commercial Investment Members (CCIM), and has trained at the World Bank Headquarters in Washington DC. Currently, Arthur van der Vant practices of his firm, Illinois Receiver.

For more information or to contact Arthur van der Vant, please call 800-496-9107
2714 N. Ashland Ave. FL1 | Chicago, IL 60614- 1106 | United States

Kummetz Corporation

Already known for its work with gold mining and construction projects in economically strapped nations, Kummetz Corporation is now taking on a new field: cement production. With cement in more demand than ever, Kummetz Corporation sees this as a great opportunity for countries needing an economic boost, and the Company is working hard to foster cement production in countries that can provide it.

A compound of lime, clay, sand, and shale, cement is generally manufactured in areas where resources are readily available, Kummetz Corporation management says. China is the largest producer of cement, with India coming in second. Kummetz Corporation seeks to work with countries that aren’t currently ranking at the top, as management sees it as a great opportunity for these countries.

As part of this process, the team at Kummetz Corporation will be assisting with the development of plants in new markets, as well as acquiring already existing plants. Searching for areas where lime, clay, sand, and shale are plentiful, Kummetz Corporation will utilize these plants to help foster current facilities being operated in these same countries.

With numerous construction projects in Brazil, Kummetz Corporation has an eye on this part of the world. Brazil ranked sixth in the list of countries where cement production was most prominent. Currently, cement production has become one of Brazil’s most prominent industries, Kummetz Corporation explains. The industry took a hit during the 80s while Brazil was in recession, but Kummetz Corporation says it has begun to hit a renewal period. At last count, 11 companies were responsible for cement production in Brazil, with 65 plants located across the country.

Brazil is one of many countries that could benefit from an increased ability to manufacture cement, Kummetz Corporation explains. The demand has only continued to increase, with India being the latest to announce that demand is on the rise, states a spokesperson from Kummetz Corporation.

According to Kummetz Corporation, the East African region is another area where demand for cement has increased, with consumption outweighing supply. By creating plants that can help supplement supply, East Africa will save money in importing cement from other areas, according to Kummetz Corporation. The spokesperson from Kummetz Corporation also points out that an economic opportunity exists for the Company to provide cement to other regions in need of it, increasing economic opportunities in the financially challenged country.

Joe Aldeguer

Joe Aldeguer, a Chicago rooted financial expert, says that Strategic Default may help some homeowners start fresh when faced with a home whose value isn’t what they were promised it would be.

The Boom

Many homeowners were caught up in the booming real estate market of the mid 2000s, says real estate expert Joe Aldeguer, and were blatantly promised that their home’s value would increase at around 4.5% annually. Sadly, cites Joe Aldeguer, it isn’t happening that way at all. Many homeowners are now sitting “underwater” in a house they were led to believe would help secure their future. Joe Aldeguer says it is time to get real and face the possibility that real estate isn’t the golden egg it was once thought.

The Bust

In Joe Aldeguer’s home city of Chicago, the average home value in July of 2007 was around a quarter million dollars. Today, that number has slid to just under $180,000. For families who fall into Chicago’s median income of around $41,000, that is nearly two year’s salary. Over-inflated home prices and irresponsible lending, says Joe Aldeguer, were the pins that popped the housing bubble.

How Strategic Default Can Help

In some cases, says Joe Aldeguer, once a person ceases to pay his or her mortgage, there is a time lapse of up to two years before the lending institution can physically acquire the property. This time cushion can allow a homeowner the opportunity to save the equivalent of a mortgage payment each month. This extra cash can be used to save for rent, pay off other debt, or build a retirement nest egg, cites Joe Aldeguer.

Why Strategic Default?

Joe Aldeguer points out that if a home’s value is less than the homeowner’s loan amount, the bank isn’t even going to consider offering any concessions on the loan until it is in default. Joe Aldeguer notes that a Strategic Default doesn’t always end with leaving the residence. In some instances, a bank may be willing to modify the loan terms so it is more agreeable with the current market situation. Homeowners wishing to be free of the burden of an overpriced parcel may choose to default intentionally if there appears to be no other timely alternative, says Joe Aldeguer.

When Should Defaulting Become an Option?

From his office in Chicago, Joe Aldeguer often advises clients that a strategic default may be a good fit for their situation if there is no other recourse that ensures financial stability.  When there is no way to foreseeably attain equity in the property, says Joe Aldeguer, defaulting may be a wise choice. Additionally, Joe Aldeguer reminds the mortgagee that the money being paid every month will never be recouped from the bank. Once a home is so far upside down, there is little likelihood of its value skyrocketing again. If the homeowner wishes to secure his or her financial future, sometimes letting go is a much better decision that staying and drowning.

Joe Aldeguer may be reached at his office in Chicago by calling 312-945-8105.